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180°

Introducing the New Xbox Mastercard – A New Way to Earn More Value for Gaming

No annual fee Xbox Mastercard in partnership with Barclays US Consumer Bank. Players can earn 5x card points on eligible products at the Microsoft Store.

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darthv72653d ago (Edited 653d ago )

You know... MS doesn't have to do everything that Sony does.

https://c.comenity.net/lega...

Vengeance1138653d ago

Oh God... I can only imagine the astronomical interest rate on this thing lol Much like all "gimmick" mastercards.

darthv72653d ago

Its pretty close to the Playstation Visa I linked above.

Jin_Sakai653d ago (Edited 653d ago )

“Oh God... I can only imagine the astronomical interest rate on this thing“

Xbox Mastercard:
20.99%, 26.99% or 31.99%, based on your creditworthiness.

32.49% APR for Cash Advances

PlayStation Visa:
19.24%, 25.24%, or 27.99%, based upon your creditworthiness.

26.99% APR for Cash Advances

EasilyTheBest653d ago

You are actually pointing out the PlayStation card is better. Wow.

Eonjay652d ago

@EasilyTheBest

Sure better for consumers but what about Microsoft's needs? Get your priorities straight bro.

senorfartcushion652d ago

Oh my god you're actually fanboying over credit cards

Wtf?!

😅😂

franwex652d ago

Meh. It would be cool if it included Game Pass or something.

EvertonFC652d ago

I'll give some advice, never have a credit card, never take a loan out and always pay cash.
You'll thank me for it later.

Leeroyw652d ago (Edited 652d ago )

How did you buy your house?
Edit: I still liked your comment as the principle is sound. Just not an all or nothing rule.

EvertonFC652d ago (Edited 652d ago )

Mortgage is different, I'm talking don't take a loan out for a new kitchen, dont take credit on a TV or sofa etc.
You'll live In debt for the rest of you're life otherwise.
72% of families are over £10,000 or more in debit on there credit cards, loans on kitchens, monthly payments on the family car etc and wonder why they have to work until there 70.

mkis007652d ago (Edited 652d ago )

Well if you are responsible you can make money...use them as a debit card not a credit card. Cards can have 5% back, and as long as you pay it back immediately with your cash, there is no downside. On one card alone I'm getting back at least $600 per year. Paid with cash or debit that is gone. Do not carry a balance EVER.

It's good advice for people who don't know better.

Sephiroushin652d ago (Edited 652d ago )

i have credit cards and they always on 0, i take advantage of the cash back they provide and extended warranty if they are signatured cards, they are also good for traveling, if you have a business some are great as well and there is no better way to make money than buying with a credit card for your business, after all businesses make money off other businesses anyway ...
you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless completely necessary (hospital) since you could get in mayor debts!

You need great or better yet excellent credit score for a mortgage, unless you want to pay astronomical monthly payment because the interest you got it for was the highest since you never made credit!

EvertonFC652d ago

"you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless"

That's the problem most are NOT. My mates over £10,000 on his cards yet gets paid £19p/h in his job but is constantly not living within his means.
He might look like he's doing ok but it's all getting paid off every month which leaves him nothing, he hates his job but can't leave cause of all the payments etc.
I think most live like that imo, pretend to keep up with the Jones but in reality owe it all to someone.

Sephiroushin651d ago

@EvertonFC
the problem there is not the credit cards, it is his behavior; banks do take advantage of these kind of people; credits cards are not bad, bad are people who buy on impulse, I never buy anything i cant pay like now, unless its a car a house .

And yes most people live like that, I know a millionaire that his assets are worth his debts so basically he has nothing, but that give him power on his circle which is what many people do. Many people live off appearances, but again CC are not bad, unless you cant control yourself, its just like a weapon, dont have one if you cant control yourself!

rippermcrip652d ago (Edited 652d ago )

* if you can't control yourself. Don't just give blanket advice because there are a lot of people who can't control themselves.

Nothing wrong with any of that if you aren't an idiot. Credit cards can save you hundreds of dollars in cash back. They can have tons of perks.

There's nothing wrong with loans either if the rate is okay.

CoNn3rB652d ago

I tried to live life without a credit card but unfortunately a lot of things in life require a credit score. Best practise is to have a credit card but only use it sparing and when you NEED to.

Vengeance1138652d ago

If you're completely incompetent with money sure, otherwise having a credit card is perfectly fine.
Just like drinking, all it takes is being responsible. Loads of advantages over cash, you think people are going to have thousands of dollars in their wallet for a new tv?? There are limits to how much you can take out in a single day.
Just use a card, it'll simplify your life. Physical cash shouldn't exist in this age, too impractical.

EvertonFC652d ago

You can use a debit card instead of a credit card to buy a TV, when I pay cash I mean pay with a card with money you have saved not go to the bank 12 times to get the money out pmsl.
"All it takes is being responsible" that's the problem nobody is, people are living decent lives hiding behind debt, I can guarantee you you're friends might have a nice kitchen, or nice soglfa or TV but it's all on credit.
You ONLY need to see stats for that.

Soileh652d ago

Nobody listen to this guy. Completely incorrect. Credit is a valuable resource, you should be maximising your credit rating, your lines of credit, and so on. Many people misuse credit cards but you're severely hindering yourself if you're not utilising it throughout your life.

EvertonFC652d ago

48 and retired, no credit cards, no loans etc. Everyone I know is going to have to work until there 70 because of kitchen loans, credit card debts etc.
Like I said stats show 78% of people are more than £10,000 owed on CC.
Everyone I know goes into the new year in debt cause they've bought everything on the CC for Xmas etc.

EasilyTheBest651d ago

EvertonFC
Same here retired no credit cards ever no loans had 25 year morgage paid off in 8 years. Save to buy if you possibly can & wait.

Soileh651d ago

Just because people are bad with credit doesn't make credit itself bad. Not hard to understand.

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Shane Kim652d ago

Introducing: More ways to scan your hard earned cash.

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660°

Microsoft planning “major” Xbox layoffs next week

The cuts are expected to be announced next week.

Microsoft is also planning thousands of job cuts that will impact other parts of it businesses

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Obscure_Observer1d 13h ago

MFs has been beating their chests over great quarterly results and big profits to shareholders while firing people by the thousands just like Sony.

I wonder if at the top of those rumored layoffs they´ll also cancel upcoming or unannounced games while shutting down more studios as well.

1d 13h ago
pwnmaster30001d 13h ago

Always got to throw shade at Sony smh.
Yes we get it,
MS good Sony bad
MS bad Sony is also bad lmao

1d 13h ago
Obscure_Observer1d 12h ago

F* them both!

Just for the record, I don´t care about your victim complex crap either. Find someone else who cares.

Terry_B1d 12h ago

Yeah..its super annoying.

blacktiger1d 11h ago

He was talking about both. Why you getting offended when he's using both names

pwnmaster30001d 11h ago (Edited 1d 11h ago )

@Blacktiger

Im not offended , that’s just his formula lol
He can’t help help himself, he needs to bring Sony down when the topic involves MS.
Whether is good news for MS or bad, it some how leads to Sony doing bad lmao.
It’s actually hilarious.

InUrFoxHole1d 6h ago

He's not wrong but im tracking what youre saying. In this case is should just be MS bad. Thats a lot of people fired

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Tacoboto1d 12h ago

"just like Sony"

Gosh you're insufferable, not everything needs to be both-sides'd. Sony's had layoffs, but nothing like what Microsoft has been doing and is continuing to do.

CrimsonWing691d 12h ago (Edited 1d 12h ago )

I mean, no offense, but this is why you’re not some corporate business person running a major corporation. Big profits don’t mean jobs are safe. Do you understand why things like this happen:

Cutting jobs to maintain or increase profitability, especially in underperforming divisions like parts of Xbox like other gaming divisions.

Corporate restructuring and relocating resources for strategic stability in ever changing markets and consumer behaviors.

Investor expectations and optimizing operations to maintain investor confidence. Whatever boosts stock prices and improves future margins.

And there’s many other factors at play. It’s never as simple as business doing well, everyone’s safe. That’s just you not understanding at all how corporations work and have been working since the beginning. This isn’t something that’s specific to Xbox, you can bet your ass Sony and Nintendo do this and if it’s not clear by now, game development is not a stable job nor has it ever been for many. A lot of developers are contractors and guess what happens when a project is done?

Ganif1d 11h ago

Nintendo said they have no plans for layoffs, and you can't seriously claim that the scale of Sony's layoffs most of which involved Bungie which is self managed as even close to the same scale as what Microsoft has done since they purchased Zenimax. And that significantly less layoffs would have happened if those publishers had stayed independent. Keep in mind that much of these layoffs have been due to redundancies specifically related to these buyouts.

CrimsonWing691d 10h ago (Edited 1d 10h ago )

@Ganif

Nintendo:

https://gamerant.com/ninten...

Sony:

https://gamerant.com/playst...

https://techxplore.com/news...

I don’t think it’s realistic to treat Sony’s layoffs as somehow outside the norm for the industry right now. Even if Bungie is self-managed, Sony’s cuts went far beyond that like Naughty Dog, Insomniac, London Studio being shut down completely, and multiple teams across the globe took hits. These weren’t just minor adjustments.

Nintendo, I had to look up and you’re right. They seem to be an outlier, but rest assured at some point it happens. And even then there’s been layoffs, albeit a smaller amount and contractors.

Would fewer layoffs have happened if studios from acquisitions stayed independent? Maybe. But even independents have been hit hard and look at what’s happened with Embracer’s fallout, or smaller devs like Digic, Roll7, or Volition. This isn’t just a “Microsoft problem” or strictly tied to acquisitions; it’s a broader correction happening across the whole industry, and unfortunately, layoffs are a big part of that process right now.

Ganif1d 10h ago

From your article:

"According to reports, Nintendo of America restructured its testing operations, leading to layoffs of about 120 contractors, part of a strategy for global integration.

Nintendo of America, publisher of iconic franchises like Mario and Zelda, is shifting some contractors to full-time roles for better development integration."

Contractors are not employees, and even if you want to count them as that, it's 120 people vs around 7500 since Microsoft purchased Zenimax.

In an era of game industry layoffs, Nintendo is hiring more people
https://automaton-media.com...

Nintendo Announces 10 Percent Pay Raise For Devs Despite Lower Profits
https://kotaku.com/nintendo...

Nintendo CEO’s refusal to layoff staff goes viral following industry-wide cuts
"Satoru Iwata took pay cuts to ensure staff didn’t have to be let go"
https://www.nme.com/news/ga...

And as for Sony you're comparing less than 1000 total jobs to an estimated7500

Has the industry faced layoffs, yes, but that still doesn't account for the mass layoffs due to redundancies that was easily predictable, or that fact that at least 1/3 of Microsoft's layoffs and studio closures happened before the industry downturn.

thorstein1d 9h ago (Edited 1d 9h ago )

Take the L, Crimson.

People hate Nintendo, but Ganif proved why they deserve support.

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-Foxtrot1d 12h ago

It's like banging your head off a wall, he just can't help himself.

Microsoft can do no wrong, Sony sucks at everything and Nintendo is bigged up because it's less hassle than trying to defend Microsoft all the time

What's going to happen when Microsoft finally turn completely third party, then what?

anast1d 11h ago

I enjoy Obscure. Obscure does good work.

crazyCoconuts1d 11h ago

Did you know that the first n4g was designed to be a perfect human world? Where none suffered, where everyone would be happy. It was a disaster. No one would accept the program.

Tacoboto1d 11h ago

I wouldn't be surprised at this point if anast and osbcure were both alts for the Admin.

We know how Obscure especially drums up additional comments and clicks with his spam-worthy remarks that somehow never get moderated

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LoveSpuds1d 8h ago Show
Profchaos1d 8h ago

Thats business present a strong front to your shareholders while your company burns around you.

Keep shareholders happy at all costs andnif not happy keep them numb to the reality of you organisation

Angyobangyo23h ago

" Just for the record, I don´t care about your victim complex crap either. Find someone else who cares. "

Just for the record, you clearly you do if you have to vent this hard.

TheExecutioner20h ago

Basically you think like kids when it come to choose between candy or chocolate.

Sonic188119h ago(Edited 19h ago)

Are you and Anast the same person?

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140°

Sony Faces Class Action in the Netherlands Over Allegedly Inflated PlayStation Store Prices

Mass Damage & Consumer Foundation in the Netherlands has filed a class action against Sony for inflating PlayStation Store prices.

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dveio1d 11h ago (Edited 1d 11h ago )

My personal opinion:

Manufacturers and publishers have indeed inflated the industry.

From $700 million development costs for games like Call of Duty, to digital (store) prices for games and DLCs, online multiplayer fees on consoles (why can you play Helldivers 2 online for free on PC but not consoles?) or still preventing sell/lend digitally purchased games.

Sometime in the future, this bubble will collapse.

They should know better, but they just can't help themselves and suck even the last penny out of our wallets.

BeHunted1d 9h ago

Because Sony knows people will be forced to pay those prices for single player and multiplayer games, not everyone prefers PC gaming. Sony also has a monopoly on PlayStation digital games. In 2019, they stopped allowing retailers and game key sellers to sell PlayStation digital games, making them available only through the official PlayStation Store

anast1d 11h ago

The Dutch gov. wants a piece of the pie.

Eonjay1d 11h ago

They should be suing the individual publishers increasing the prices to $80 instead of suing the store. There are plenty of publishers still selling game for like $50 with much success (like E33). But this proves that the publishers are the ones setting the prices.... so again nothing changes because they aren't even going after the main offender. How is suing Sony going to make Microsoft not charge $80 for the next COD? Sony being the number one store in the market doesn't mean that publisher have to charge us an arm and a leg. Again the industry is laughing at us because consumers never get real representation. Just these fake platitudes that are meaningless.

BeHunted1d 9h ago

"How is suing Sony going to make Microsoft not charge $80 for the next COD"

Because Microsoft doesn't have a monopoly, I can purchase Call of Duty at a huge discount from CDKeys or other gaming retailers. The only way to purchase digital PlayStation games is through the PlayStation Store.

djl34851d 8h ago

Weird, I swore GoW, Stellar Blade, Horizon Zero Dawn, TLoU, etc. were on the steam store....uh.....

BeHunted1d 4h ago (Edited 1d 4h ago )

@djI3485

I'm talking about PlayStation games that you can only purchase on PlayStation. I can purchase Steam and Epic games from 3rd party retailers and key stores.

"Sony to stop selling full-game download codes at retailers"

https://www.videogamer.com/...

Killer2020UK1d 9h ago

About time. There is zero fair reason why digitally distributed products that you cannot recoup any value when you want to dispose of them, should be priced higher than that of physical copies that entail all of the costs and the benefits of owning.

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50°

Spook-A-Boo — Game Overview • VGMM

Spook-A-boo is a silly ghost-hunting game where you and up to 3 friends explore different levels, hunting down ghosts in a game of hide-and-seek.

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