180°

Introducing the New Xbox Mastercard – A New Way to Earn More Value for Gaming

No annual fee Xbox Mastercard in partnership with Barclays US Consumer Bank. Players can earn 5x card points on eligible products at the Microsoft Store.

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news.xbox.com
darthv72624d ago (Edited 624d ago )

You know... MS doesn't have to do everything that Sony does.

https://c.comenity.net/lega...

Vengeance1138624d ago

Oh God... I can only imagine the astronomical interest rate on this thing lol Much like all "gimmick" mastercards.

darthv72623d ago

Its pretty close to the Playstation Visa I linked above.

Jin_Sakai623d ago (Edited 623d ago )

“Oh God... I can only imagine the astronomical interest rate on this thing“

Xbox Mastercard:
20.99%, 26.99% or 31.99%, based on your creditworthiness.

32.49% APR for Cash Advances

PlayStation Visa:
19.24%, 25.24%, or 27.99%, based upon your creditworthiness.

26.99% APR for Cash Advances

EasilyTheBest623d ago

You are actually pointing out the PlayStation card is better. Wow.

Eonjay623d ago

@EasilyTheBest

Sure better for consumers but what about Microsoft's needs? Get your priorities straight bro.

senorfartcushion623d ago

Oh my god you're actually fanboying over credit cards

Wtf?!

😅😂

franwex623d ago

Meh. It would be cool if it included Game Pass or something.

EvertonFC623d ago

I'll give some advice, never have a credit card, never take a loan out and always pay cash.
You'll thank me for it later.

Leeroyw623d ago (Edited 623d ago )

How did you buy your house?
Edit: I still liked your comment as the principle is sound. Just not an all or nothing rule.

EvertonFC623d ago (Edited 623d ago )

Mortgage is different, I'm talking don't take a loan out for a new kitchen, dont take credit on a TV or sofa etc.
You'll live In debt for the rest of you're life otherwise.
72% of families are over £10,000 or more in debit on there credit cards, loans on kitchens, monthly payments on the family car etc and wonder why they have to work until there 70.

mkis007623d ago (Edited 623d ago )

Well if you are responsible you can make money...use them as a debit card not a credit card. Cards can have 5% back, and as long as you pay it back immediately with your cash, there is no downside. On one card alone I'm getting back at least $600 per year. Paid with cash or debit that is gone. Do not carry a balance EVER.

It's good advice for people who don't know better.

Sephiroushin623d ago (Edited 623d ago )

i have credit cards and they always on 0, i take advantage of the cash back they provide and extended warranty if they are signatured cards, they are also good for traveling, if you have a business some are great as well and there is no better way to make money than buying with a credit card for your business, after all businesses make money off other businesses anyway ...
you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless completely necessary (hospital) since you could get in mayor debts!

You need great or better yet excellent credit score for a mortgage, unless you want to pay astronomical monthly payment because the interest you got it for was the highest since you never made credit!

EvertonFC623d ago

"you should not use a credit card if you're bad with finances, you should not take something on credit if you cant afford to pay on the time w/ no interest, or a loan unless"

That's the problem most are NOT. My mates over £10,000 on his cards yet gets paid £19p/h in his job but is constantly not living within his means.
He might look like he's doing ok but it's all getting paid off every month which leaves him nothing, he hates his job but can't leave cause of all the payments etc.
I think most live like that imo, pretend to keep up with the Jones but in reality owe it all to someone.

Sephiroushin622d ago

@EvertonFC
the problem there is not the credit cards, it is his behavior; banks do take advantage of these kind of people; credits cards are not bad, bad are people who buy on impulse, I never buy anything i cant pay like now, unless its a car a house .

And yes most people live like that, I know a millionaire that his assets are worth his debts so basically he has nothing, but that give him power on his circle which is what many people do. Many people live off appearances, but again CC are not bad, unless you cant control yourself, its just like a weapon, dont have one if you cant control yourself!

rippermcrip623d ago (Edited 623d ago )

* if you can't control yourself. Don't just give blanket advice because there are a lot of people who can't control themselves.

Nothing wrong with any of that if you aren't an idiot. Credit cards can save you hundreds of dollars in cash back. They can have tons of perks.

There's nothing wrong with loans either if the rate is okay.

CoNn3rB623d ago

I tried to live life without a credit card but unfortunately a lot of things in life require a credit score. Best practise is to have a credit card but only use it sparing and when you NEED to.

Vengeance1138623d ago

If you're completely incompetent with money sure, otherwise having a credit card is perfectly fine.
Just like drinking, all it takes is being responsible. Loads of advantages over cash, you think people are going to have thousands of dollars in their wallet for a new tv?? There are limits to how much you can take out in a single day.
Just use a card, it'll simplify your life. Physical cash shouldn't exist in this age, too impractical.

EvertonFC623d ago

You can use a debit card instead of a credit card to buy a TV, when I pay cash I mean pay with a card with money you have saved not go to the bank 12 times to get the money out pmsl.
"All it takes is being responsible" that's the problem nobody is, people are living decent lives hiding behind debt, I can guarantee you you're friends might have a nice kitchen, or nice soglfa or TV but it's all on credit.
You ONLY need to see stats for that.

Soileh622d ago

Nobody listen to this guy. Completely incorrect. Credit is a valuable resource, you should be maximising your credit rating, your lines of credit, and so on. Many people misuse credit cards but you're severely hindering yourself if you're not utilising it throughout your life.

EvertonFC622d ago

48 and retired, no credit cards, no loans etc. Everyone I know is going to have to work until there 70 because of kitchen loans, credit card debts etc.
Like I said stats show 78% of people are more than £10,000 owed on CC.
Everyone I know goes into the new year in debt cause they've bought everything on the CC for Xmas etc.

EasilyTheBest622d ago

EvertonFC
Same here retired no credit cards ever no loans had 25 year morgage paid off in 8 years. Save to buy if you possibly can & wait.

Soileh621d ago

Just because people are bad with credit doesn't make credit itself bad. Not hard to understand.

+ Show (5) more repliesLast reply 621d ago
Shane Kim623d ago

Introducing: More ways to scan your hard earned cash.

Show all comments (29)
400°

The Xbox Game Pass Hot Streak is Getting Ridiculous at This Point

The Xbox Game Pass subscription service has been on a generational roll these last few months, and there really doesn't seem to be an end in sight.

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gamerant.com
Obscure_Observer2d ago

Oblivion Remake
Clair Obscur: Expedition 33
Doom: The Dark Ages
Metaphor: ReFantazio

All of those in just 40 days!

I´m not gonna even mention the upcoming day one games for the rest of the year, because its not even fun anymore.

Gamepass is simply the best thing that happened to gamers!

Even more now with games costing $80+ while economy is in the toilet.

neutralgamer19922d ago

I know some people disagree with you simply because of your username and what you have said in the past but here you are absolutely right there is zero doubt that game pass is the best service available especially with the game prices going up

Microsoft owns the most Studios they own the most IP's so they are the biggest publisher in gaming

lukasmain1d 20h ago (Edited 1d 20h ago )

So why aren't GamePass subs growing at any rate worth mentioning? Why do they need Playstation to keep their whole gaming division afloat?

edit: Yes, GamePass is a great deal, a really great deal. That is for sure.

thesoftware7301d 16h ago

Neutralgamer.

Well said, MS got their ass whooped into a working strategy lol. MS will continue to make consoles for the foreseeable future, but they are now capitalizing on what has always been their forte, Software, and platform integrations.

It's kind of similar to Nintendo in that regard, the Wii U did poorly, and made Nintendo rethink the whole console stance, and lean all the way into where the dominated, Handhelds, they consolidated their console and handheld departments and are now stronger than ever.

neutralgamer19921d 16h ago

I never said GP was growing. It's a good service for those who have signed up

lukasmain1d 15h ago

But that's the thing right. If something is so great, then why isn't everyone jumping on board? The vast majority of gamers do not want to subscribe, and it looks like they'll never subscribe for any meaningful length of time. It's just not going to happen. That's clear now I think. Still the best deal in gaming, for those who like it though. Can't deny that.

+ Show (1) more replyLast reply 1d 15h ago
anast2d ago

2/4 are above average games. 1 being way above average. The rest are $20 dollar throwaways and that's if you feel you have to play them. No subservice is worth the rental price.

BeHunted2d ago (Edited 2d ago )

OpenCritic and Metacritic

Oblivion Remake - 82
Clair Obscur: Expedition 33 - 92
Doom: The Dark Ages - 85
Metaphor: ReFantazio - 93

What game did you say that's average?

anast2d ago (Edited 2d ago )

Scores are given for marketing purposes. There are only 2 games on that list that are actually above average.

Why do people ask questions when they actually are making statements?

neutralgamer19922d ago

Anas

First of all you are objectively wrong according to gamer reviews and media reviews. And 2nd of the all GP is an amazing service if you have the time to play and try different games. It would have been a great service when we were in school. It's great for families on a budget since they can pay one price and their kids can play all sorts of games

As far as for hardcore gamers I signed up years ago and my subscription is ending this year, I will not renew because for me personally it's not worth it since I don't play as many games and I like to buy the games I play. For some weird reason even when I rented from blockbuster (yes I am that old 😁) or gamefly in the back of my mind was always I need to finish it and try something else

We can't deny that MS has the most Studios and IP's under their belt and they have the resources to use them too. Whether that's sequels or remasters like we just got. I think fact is Xbox fans over hype the GP and Playstation fans downplay it. Somewhere in tbe middle is the sweet point

anast2d ago (Edited 2d ago )

@Neutral

Game reviewers are an arm of the marketing team.

Renting is always bad for the customer.

Doom is an average game. Oblivion is a below average game.

Christopher2d ago (Edited 2d ago )

Anast, you're flailing here. I would opt out before going further. All of the games are good games, some are just better. Even Doom TDA is over 4.5/5 on PSN store.

Edit: In fact...

Oblivion Remake - 4.66
Clair Obscur - 4.9
Doom TDA - 4.76
Metaphor - 4.74

That's from Sony gamers.

NotoriousWhiz2d ago (Edited 2d ago )

The past few months of xbox game pass have been very good. But how many subpar months were there leading up to this? And how many great games will they have in the future? Game prices are super expensive now but so is xbox game pass and pricing wise, I just don't have the time to play enough games for xbox game pass to be worth it. If they ever release the family and friends package, then maybe.

FinalFantasyFanatic2d ago

You're really reaching here, all of those are good games, I'd happily play any of those for hours, Oblivion might not be that appealing to me, and the new Doom game might be the weaker of the recent DOOM games... But they're still top tier games.

Notellin2d ago

Everything you say is false and misleading.

Lightning772d ago

Never seen anyone who purposely owns themselves with each and every comment you make. Pretty incredible if you ask me.

andy852d ago (Edited 2d ago )

Scores are given because they're good games. Oblivion is 9.3/10 on PS store and very positive on steam. That isnt a below average game in the slightest. Nothing to do with marketing

InUrFoxHole1d 21h ago

Good Lord my guy. I know you dont even believe some of the stuff you type. Instead of reading a comment and getting tight.... Take a deep breath and exit the comment section. You're better than this.

1d 18h ago
GhostScholar1d 12h ago

Ridiculous comment……

+ Show (10) more repliesLast reply 1d 12h ago
crazyCoconuts2d ago

Starting from November of last year to now has been incredible if you're on PC GamePass and a COD player. Seems like all the studios are delivering in the same time frame. I'll keep on for the rest of the year and then take a break for a year or so and let the studios catch up.

raWfodog2d ago

Definitely worth it if you’re a day one purchaser of games, and like to zip through them one after the other. I don’t have that much time these days to spend playing games so I will usually wait until they are on sale for 40% or more. I also don’t play through them quickly hence the reason for my huge backlog.

Sonic18812d ago

I agree but none of these games are exclusives. But I agree with games costing over 80 dollars aren't good for Sony and Nintendo fans

Dudububu1d 18h ago (Edited 1d 18h ago )

You do love embarrassing yourself, no? Yeah yeah reviews are for marketing purposes just like for Sony’s blockbusters or that doesn’t count?! Just stop it!

Profchaos1d 13h ago (Edited 1d 13h ago )

I think if you take what you play and unless you exclusively play games from the service if you buy what you want from the catalogue you're likely saving money over the course of the year.

After being subbed to gp ultimate for three years I cancelled my service because the value wasn't there I wasn't using it and the only reason i didn't cancel earlier was because i stack it

If you exclusively play games from the service then yeah it'll work out cheaper but my preference will always be buy to own physical if possible

GhostScholar1d 12h ago

The fact that your comment got that many down votes is wild. Say what you want about Microsoft (they waited to long to start making good first party games, the series s was a mess, they abandoned exclusives just when they started making good ones, etc), but to deny the quality of the game pass catalog is just silly and it really highlights the toxicity of fanboyism.

kikii1d 7h ago

@Obscure_Observer
Oblivion Remake
for the love of god its a remaster ^^

+ Show (6) more repliesLast reply 1d 7h ago
anast2d ago

It's funny they used the red ring of death for the thumbnail. People don't think this stuff through.

smoothdude2d ago

I'll disagree that this service is worth it. I don't play games as quickly as I used to, so I can still buy games when I want to play them and on a sale and come out on top. Steam also allows me to share my game library with my family. That is worth more in my opinion.

So pick your preference at this point, but I'm still making my way through my game library, and the fact that I can play PS5 games on Steam and Microsoft games on steam and share those games is super cool.

GhostScholar1d 12h ago

Game pass users can also share with family…..what are you even talking about ?

gold_drake2d ago

its not xboxs hot streak, its that we've had good games come out lately and ms gave them money to have their hames on the service.

meanwhile, they've been selling like hotcakes on the other platforms.

Petebloodyonion2d ago

And?
Does the notion that the games are available elsewhere diminish the value of Game Pass offering?

gold_drake1d 21h ago (Edited 1d 21h ago )

no absolutely not, but you know i never said that.

but there are reasons as to why they're on gamepass, lets also not forget that

Show all comments (53)
100°

A First Look at Bravely Default’s HD Remaster on Nintendo Switch 2 - Marooners' Rock

Sarah previewed Bravely Default Flying Fairy HD Remaster at PAX East 2025 on the Nintendo Switch 2—here’s what stood out during her hands-on demo!

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maroonersrock.com
140°

The Epic Games Store Has Three Free Games This Week

It must be Christmas in May because The Epic Games Store is in a giving mood.

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terminalgamer.com
indifference843d ago

Spanks for the info! I'm heading over there now.