Sony renews the Card deal and now the 40 GB PS3 is just 299.99
DO NOT DO THIS! Unless you know a little thing called credit scores, you can pretty much ruin it without realizing till later on.
Just pay your damn credit card and you won't ruin your name. People that think credit cards are free money are just plain idiotic.
And dont get a morgage. You might build equity.
what the hell are you talking about. You credit can only get down in two cases, 1) you don't pay your monthly (you should pay it off at ONE BIG payment, do not do monthly payment and let them earn interest). 2) If you apply for more than one card a year (i think it was one). Now saying that, there is plenty of ways you credit can go up, 1) get a loan and pay the monthly on your home, and car. 2) use your credit card daily and pay off every month timely. (i use my card everday where ever i go when i have a chance such as starbucks because i get 1-3% back).
DrWan...not sure where you live...but in the US your credit score will rise faster if you manage debt...more than just paying off a credit card monthly... say you spend $1,000 on a 13% APR card...and your montly minimum payment is like $35 a month...if you make on time payments on that, paying like $200 bucks each time...while keeping your overall balance around 1k...you credit score will rise faster than just paying a card off every month... where cards hurt you though is when a creditor will look at your available credit...if you go for a 200k home loan, and you have over 30,000 dollars worth of available credit to you in numerous open card accounts...you could very well still have a good score, yet still be denied because you could easily go nuts and spend tons of money nearly instantly...its true that it technically is not a "debt", or money that you owe...its just the potential debt you could get into due to that money being available to you quickly... if you are younger and are renting an apartment or still in school or w/e...its a great way to increase your credit by simply managing a small amount of credit card debt...credit cards are not "bad", you just need to understand what to do and what not to do...there are plenty of people over here with $70,000+ in credit card debt, yet have near perfect "credit"...and the richest people in the US usually make most of their money during a time when on paper it looks like they are near bankrupt...manage your debt effectively, and you get the loans/credit you need to make more money...I should write a book...
yes i know, i am just pointing out the way you can Decrease ur score. As i mention in a separate thread in gametrailers forum. Paying off your house is the best way to build up ur score. i agree with u. but there i sno reason to pay a monthly for a PS3 that's only 300 dollar, not that much money for adults anyways.
Good deal for those willing to open a CC. Last year, Microcenter offered $100 rebates on their Xbox 360. I already have a PS3 and want a dang 360 if only they reintroduce the rebate I'm on it!
I was going to buy a 360 for this Xmas until Macro$haft announced the next console would come out in 2011. I was all lined up and had most of the money saved. I don't know about you, but I'd rather spend $400 on a console that'll be supported in 8 years than $350 on one only to have M$ drop it faster than a bad habit (remember the Xbox anyone?) in 4 years.
Hold out until then when GTA4 comes out they are going to drop the "Pro" and Elite around $100 bucks. I just ordered the Elite from Amazon because they had it for $449 with no tax and free shipping.It is the Bundle box too so off to ebay or gamestop Marvel U A will go as soon as that box opens. At least it came with games and not some lame movie, Thats right the 360 was built for games NOT movies.
for desperate measures.LOL! They could try to sell this machine for $150 and it still isn't going to improve the pathetic software availability and sales it continues to have. Here's a thought for some of you disgruntled ps3 fanatics. Get your lazy arses off of N4G, and get em down to a store and buy some frickin games......yeah,now you got it?...........Hello? Wow,you know something fellas? It's a sad day when you won't even support the company,that you act as if you would die for. PS3 FTL. Get a grip guys, Tom. EDIT: Hey theoneandonly my brotha........ AWWWWWWWWWW, look at all the disagrees we got. I tink we bodered a couple wittle Sonyboys wit a wittle bit of weality. That's OK,PS3fanatics, your excuses and hopes are pure entertainment to REAL GAMERS. You guys should really buy a 360! Uh oh.........hear come the RROD insults...............I'm so pwned!!!!
The problem with the ps3 is even at $150 you don't really want to spend money at it, and obviously eventually it will have Metal Gear Solid 4, I really think they should just bundle Metal Gear Solid 4 with the ps3. Obviously that won't end the difficulties. The real problem with the ps3 is it doesn't have that many games even coming out for North America. There's no heavy shooters, no heavy action games, no "revolutionary" type of games and I mean in all honesty.... Isn't there just more sequels coming for the ps3? And are those sequels really going to do anything but sell to the same people who has been buying the same game for years? I don't think that is a good price, but even $150 isn't that good of a price either. And if you are honestly into those type of games, can't you run over to Costco and just pick up a ps2 or an xbox? All for under $100. It seems to me like the ps3 is not getting any games which will really sell at crazily high levels such as the Guitar Hero series. I really just wonder Tom, could it have something to do with the Blu-Ray? All I know is there is something wrong with the ps3. Nobody I know wants one, not now and not in the future for however long. And Tom, don't let the flashy advertising fool you or your friends. Other game systems, such as the Xbox360 already do nearly everything the ps3 does and will always have more games. I would say its a choice of values, you have to really be drawn to something to be forced to buy it.
I hate to break up the back padding between you two, but I really didn't want you guys to get the wrong impression that no one is respond because they have been left speechless by your powerful, persuasive words. You all still keep on talking about lack of software, but you guys are a few months too late for that to be a valid argument. And as for the lower than expected game sales for the PS3, well the culprit for a lot of PS3 owners is the extensive PS2 game library. I bought my PS3 for some action but mostly JRPG games and there are just too many on the PS2 for a less than a third of the price for a full recent game. Now, I obviously can't speak for others, but I know I've bought a few PS3 for the holiday: Rock Band, GHIII, Uncharted, and AC. And as I've just about completed my JRPG library of games (over three dozen), I'm finally shifting towards more PS3 titles just in time for next spring. This news was simply a good deal for anyone interested in a PS3, not an excuse for you guys to be ranting. And if you guys are going to rant at least stop it with the "even $$$ is too expensive", because just about every single PS3 owner will tell you that it was worth every penny they paid. If you don't have one you obviously don't get it, which is why I've never argued with 360 owners who says Gold membership is worth every penny. And unless you guys have Silver membership and are waiting for contents, please just stop.
thank you for a job well done.
Reading half way through your trash shows just that...silly fankid desperation. Go to be kid.
No backwards compatibility. You know, that's what all the Sony FanPack said when the xbox 360 came out 2 years ago, but this time with the 40GB, it's a reality. No Blu-ray 1.1 or 2.0 support, and you can yell all you want that Sony is going to come out with this. Well I hate to say it over and over, but there is no update coming this year and if there was a supposed update, don't you think it would be out by now so all of us with cash in hand would flock over to the Blu-ray team? Sorry Sony, No Sale until you prove that the 40GB player is future proof.
If you already have the cash for it, do it. That's what my parents did. they already had the money to buy the stuff. they just got a Credit Card to build up their credit line. EDIT: someone's having a ball playing with the disagrees :x
Wow. Great deal.
They should really announce this on TV. After that "starting in $399" they should show a image of the credit card and say "or 299 with the card", put minor letter under saying "look for information on SonyStyle website", and obviously, the website link itself. It's like more 3 seconds, will not hurt Sony to put this at all, and they should move some more units.
Today 12-06-07 at yet another best buy.....Not a "Pro" or Elite 360 in sight :( "boo-hoo" fan boys.
Excellent deal. Apply, buy, pay in full, cancel. =) Too bad I already own a PS3
the 60 gig or 80 gig at 299...maybe...but the 40 gig..no thanks. @bottom well japan barely hit 1 1/2 million ps3s...so what the hell do they know...and no where in europe alone has hit a million ps3s...
well japan and europe dont think so.
YOUR FVCKING STUPID What do u mean no ones buying it? SHUT UPPPP ITS OUTSELLING THE JUNKBOX WORLDWIDE NOW. I JUST GOT MINE! I HAVE BAOUT 4 OR 5 FRIEDS THAT ARE GETTING ONE! SHUT UP YOU'RE A DOUCHE BAG.
...when the PS3 first hit NZ it was $1,399. Within a year its already dropped to $799. I am so happy I did not spend so much for it to drop so quick in price.
All you do is get it and the credit card and as soon as the $100 credit is applied you pay it off. I don't know how you guys think this could hurt your credit. If you pay your bills and cancel the cards you are not using your credit score will continue to go up.
This is BS.. why is only for US citizens.. Canadians get screwed as always
because canada is america's hat
For your answer "eah"
How did Sony and Msoft ever make it? If you want some real holiday buzz stash a game with the console that the kiddies can't live without and then the price doesn't matter. No parents want a pouting kid on christmas day.
Sign up for a variable interest rate credit card that ranges from 14.49% to 23.99% just to save $100 on a PS3. Why not just wait six months when the price drops $100 and save your hard earned cash.
As long as you pay it off before 12 months you don't pay any interest. What part of that do you not understand?
i don't trust these kind of things. there is usually a hidden cost somewhere.
How does this work? You apply for this credit card. Then walk into any store that has a PS3 40 gig model (Say walmart who this weekend has a secret sale, in which you purchase a 40 gig model, you get a 50 dollar card, bonus), anyways you go to purchase, you pay with the card. Can you when you get the bill, pay the full bill right away, cut up the card, and get the 100 dollars off? How does it work, do they just reduce the bill by 100 right away? after a while? Just curious.
all i know is that nothing comes for free. well except psn.
no, you have to get it from sonystyle and no where else. but yes, you get the card, buy a PS3, they give you a 100 credit and you don't get interest for 12 months i think so in that 12months you just pay it off and cut up the card. pretty simple. i tried to do it but i have no credit so i just got roommates to pitch in money to pay for mine.
And you don't specifically need to buy a ps3 40 gig. You can buy ANY model of ps3 and get the 100$ off.
Yeah, you buy it. Then the sony cc billing department sees the $299 or greater purchase on your bill (not just the PS3) and within 45 days they'll credit your account. I don't think there's huge risk with this... as long as you pay on time and don't make any mistakes (and have it paid off by the 12 month time frame). If you pay late once, or leave any balance past 12 months there's a good chance you won't save any money at all... Just remember that one late payment cancels all 0 interest benefits...
well...i needed to give my nephew a gift, i got the cc and the 80gb for $399, the $100 was applied automatically, and I already paid the credit card...also, i got a good credit score and was awarded really low apr, so with i am tempted to upgrade to a 60' Bravia...
$300 for a PS3 is a bargain
I agree with you. Its one of the best deals they have out there.. this is almost the same price of the crappy arcade.
double post :-/
if you dont want to do the cc thing you can buy a ps3 at walmart get a 50 dollar gift card with the purchase of the ps3 thats the deal walmart has going for x-mas
This article should not have been approved. Exclamation points are not allowed on the titles of articles.
Buy one and send it it to Mart and then he'll pay you...I mean, this is the price you said you would buy a PS3 for right Martboy?
Why is sony so desperate? Sell it full price you just had a price drop.
Daayuuum, 31.49% APR for the normal APR, and it's VARIABLE. EDIT: Oh wait, that's the default APR, aka if you don't make your payments. The normal isn't that bad, 14.49%, considering the national average for credit cards is around 18%.
why look at the APR at all? If you dont have money DO NOT GET THIS CARD. I am not gona get a whole bunch of ppl in debt posting this. I just want to know if you have the money here is a discount!! that's all my intention is..IF YOU CAN PAY IT OFF DONT NEED TO EVEN BOTHER WITH THE APR. IF YOU HAVE NO MONEY, I AM SORRY THIS IS NOT FOR YOU.
Trust me, I do not have money problems. I was simply wondering how they recoup their costs for the $100 rebate. If I didn't already own a PS3, I'd be inclined to use this deal and pay it of the first month.
That being said let me give you the facts about credit (I work at a bank and was a finance major in college, and I have great credit...I know about this stuff) Your FICO credit score is based off of multiple things -- Payment history (paying for bills on time), used credit to available credit ratio (how much you owe vs how much you have available), length of time you have an account open and number of recent inqueries (credit checks). This card isn't a bad deal IF YOU PAY IT OFF. Applying and getting one credit card won't hurt your score much (I have 9, only one has any balance at all). The higher interest rate is ONLY BAD IF YOU DON'T PAY IT OFF AT THE END OF THE MONTH. Really...Getting this card is a spectacular deal if you have good credit and can pay the balance off before you get applied with interest. Credit cards ARE NOT BAD people. ABUSING credit cards is bad. All that being said, I am jumping on this deal. I told myself when the PS3 was $299 I'd get one and I'm definitely getting one now.
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