There has been a lot of worry amongst PlayStation Network users when Sony recently said every PSN account was under the danger of being compromised. Now, however, major American banks have stated that they have no knowledge of a mass breach of credit information.
I should probably call my bank and see if they have anything on the matter as well.
They were probably having statement issues for a bit, and just bothered to check because of recent events. In this scenario, it would seem like the PSN debacle is to blame when it was something else.
Besides, there have only been like 2 reported claims of people losing money, and both of those were just anonymous e-mails with no follow-through to see if the story was legit. I'm not saying that NO ONE was compromised because of Sony's poor defenses, but I will say that online forums are filled with people who are saying things like "I just checked my credit card statements, and apparently I just bought a new boat".
More than likely, the vast majority of these stories aren't true. But your not going to stop idiots from being idiots.
Not only people missing the point that out of 77mil accounts not everyone is active.. and then out of the active ones not everyone had details stored.. and some only have things like address and no card details(which are encrypted anyway). So a hacker/the hacker(s)would have to go through everyone of them to find some with card details then try break the encryption. Not likely.
As for identity fraud well, the only lead to the hackers has been a group of turksih muslims(chat logs leaked).. therefore i doubt they can use my home address when im in the UK lol. Also i never use my middle name on sites etc only formal things.
Once I almost got me a second card outside just to use on PSN, ended up not doing it because I really don't like the idea of having too much credit, I prefer to only spent what I actually have.
PSN cards came out and I never looked back on the matter... Guess I was luck, not that I actually think my CC info would had been stolen, but I would be changing CC now just for sure... Not having to deal with it while all my friends overreact is quite enjoyable. LOL
Anyone stealing CC info and passwords had to know that once this news got out there, people would change their passwords and cancel/monitor their credit card statements. Certainly everyone won't do that, but the large portion of people will. That information, if it's out there, becomes less and less valuable as time goes on. Take out the passwords and CC info, and a lot of the info isn't all that useful for anything besides spam and phishing.
I knew Sony handled this situation well. I just want to go back playing my Blazblue online now. :)
But it is at least reassuring to some extent.
Not sure if it was because of the PSN breach or not, but I'm WAYYY more relieved that I have a new Card now. I checked my account transactions for the entire month of April and didn't see any purchases/transactions that I didn't make (thankfully) and I think I'm sticking with the PSN Cards from here on out just for precaution.
Thanks for that info.
I haven't purchased anything Online in about a month, so I didn't think it had anything to do with an Online merchant.
Interesting that you mentioned an ATM, because about a week before I got any kind of notification, I used an ATM on campus that I haven't used in a long time (probably a year or more)... there was this note on the ATM saying something like "This location will no longer accept deposits after ______" and it may have been because of some illegal activity going on with that ATM.
Anyways, still glad I have a new card because my old card info was on PSN.